What credit score do I need to buy a house / mortgage? (FICO Scores for Standard & FHA Home Loans)



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31 thoughts on “What credit score do I need to buy a house / mortgage? (FICO Scores for Standard & FHA Home Loans)”

  1. You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved): [Click "Read More" for Advertiser Disclosure]

    – CardMatch™: https://rebrand.ly/p70ubk
    – Cash Back Credit Cards: https://rebrand.ly/8tz84x
    – Travel Rewards Credit Cards: https://rebrand.ly/27jk4y
    – Credit Cards For Good Credit: https://rebrand.ly/yi47oz
    – Credit Cards for Fair Credit: https://rebrand.ly/956h4w
    – Or, use our Amazon.com link: https://amzn.to/2PpQWoB
    ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can't guarantee that we've included every company or every available offer.
    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

  2. If I buy another home, I will pay cash. I finally learned to save years ago and I am still surprised how fast it grew. Never felt more secure in my life.

  3. Paid cash for mine. Screw credit. NO, I'm not being uppity, rude, or facetious. I just realized that home buying in the area I lived and grew up in was a bad idea with the ever increasing taxes and ever increasing city and county regulations. I moved out of state and landed a 1000 sq ft home on an acre of land for 25k with $350 a year property taxes. I know moving out your area isn't an option for a lot of people, but please do realize that are ARE great home/land buying opportunities in many places outside of where you live and grew up. AND know that being mortgage free or have a LOW mortgage with low property taxes allows you to work less/for less/stress less on your job.

  4. Use one credit card only and keep a balance on it at all times and every month pay a lot more than the min amount due each month. Do this for a year and your credit will skyrocket

  5. I have 780 at 28 yr old making under 50k a year my entire life really only past 5 years making over 30k,only one car loan of 17k otherwise debt free, with paid off house, paid of 2 other vehicles which I still own 24k in savings

    I can bump credit up to 800+ if need be via becoming authorized user on parents 40yr account but saving that in case I really need it for something huge , 9 credit cards all 0 balances with total credit line of 60k could be more if I wanted to ask for increases
    My question is even doing as well as I feel like I’m doing for my age….idk how to climb higher as far as income starting a business etc etc
    Please give me some advice for my next steps for success please I have been at a total loss for the past 2 years idk how to improve my families life anymore/
    3 kids and a Fiance idk what direction to go I went to technical college already while working full time for computer support specialist, currently a truck driver now though,my biggest holdup is that I’m a convicted felon from 10 years ago and I can’t seem to climb any kind of corporate ladder because of this please help I need direction!! And no unfortunately in state I live in my felony cannot be expunged

  6. Good morning
    I file for bankruptcy in August of 2016 and charged off in Nov 2016. Right now Im at 590 on my score. And would like to buy a house. Do I still wait to try?

  7. Keeping track of info like this for my son and his fiancé. Probably a NFCU plan but helping him with solid base for a strong score when it’s time. Thanks!

  8. US Bank takes a 740 as top tier for lowest interest rate…. I came in at 760, still shopping though. Tough finding value in Florida and I’m itching for a new cc

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