A secret SBA Loan is hidden in a misunderstood portion of the Cares Act and the Stimulus Package 2020. Economic Injury Disaster Loan Assistance. for up to 150k. Business owners can apply for a Economic Injury Disaster Loan (EIDL Loan) or a SBA Disaster Loan Application from the SBA for up to 150k with not perfect credit. You can apply for an EIDL loan with no FICO Score cut off. Foreclosures on your record ok. First you get the 10000 Grant then you can apply for the EIDL Loan. It is very different than the PPP Loan, but for more money. SBA lowered its credit standards for EIDL Loans.